The essentials

Companies with high added value at the crossroads of Europe.

Like the Geneva Economy Quintessence and Basel Economy Quintessence certificates, the Zurich Economy Quintessence certificate also pursues a medium to long-term investment strategy in keeping with the BCGE Group's investment philosophy and aims to derive the greatest possible return from the real economy. The Zurich region is home to numerous high-growth companies and has been able to distinguish itself over time from the Lake Geneva region thanks to a high concentration of innovative companies, mainly in the financial and industrial sectors.

The Zurich Economy Quintessence Certificate is comprised exclusively of shares in companies based in the region and enables clients to invest in a very dynamic economy that creates jobs.
 

Active management of a selection of securities

The securities are selected and managed by a team of experts from BCGE Asset Management, which has many years of experience in the active selection of Swiss equities. This investment product is in addition to the existing range of Quintessence Certificates, which are baskets of shares in companies located in the most dynamic economic areas of Switzerland. The product is aimed at investors with a dynamic profile.

Source of income

The Certificate distributes the dividends paid by the companies once a year.

In detail:

Universe of eligible securities

• The Zurich Economy Quintessence Certificate allows you to invest in innovative companies based in the Zurich region, mainly in the financial and industrial sectors.
• The minimum market capitalisation of each company is set at a minimum of CHF 500 million.

Good liquidity

The shares selected are, for the most part, large market capitalisations: the basket at launch represents more than CHF 2 billion in valuation.

Conditions

Management fees: 1.0% per year
Custody fees: see fees and conditions brochure
Certificate's issue price: CHF 100
Minimum investment: 1 Certificate
Maturity: Open-End Certificate (without maturity)
Distribution: the cumulative dividends are paid by the companies once a year at the end of June + 5 business days

Information and risks

Important information

The AMC Zurich Economy Quintessence Certificate is a structured product. The content of this website is a product description with no contractual value. Only Kantonalbank's Simplified Prospectus is binding. It does not constitute a call for tender, an offer to buy or sell, or a personal investment recommendation. We recommend that you contact your adviser for a specific review of your risk profile and inquire about the inherent risks prior to any transaction.  In particular, we draw your attention to the fact that past performance cannot be taken as a guarantee of current or future performance. Banque Cantonale de Genève declines all responsibility for any direct or indirect loss, damage or harm that may result from the information contained in this document.

The Certificate is issued by Zürcher Kantonalbank in Zurich and managed by Banque Cantonale de Genève. The simplified prospectus, which is the only legally binding prospectus, can be downloaded from www.bcge.ch, obtained directly from Banque Cantonale de Genève, P.O. Box 2251, 1211 Geneva 2, Switzerland, from the issuer Zürcher Kantonalbank, VRIE Department, Bahnhofstrasse 9, 8001 Zurich, as well as from documentation@zkb.ch. It is also available at https://www.zkb.ch/finanzinformationen.

This product is not a collective capital investment within the meaning of the Swiss federal act on collective capital investments, nor does the investor benefit from the protection that this law grants to investors in collective capital investment units; furthermore, this product is not subject to authorisation or supervision by the Swiss Financial Market Supervisory Authority (FINMA). Investors bear an issuer risk, namely that they are exposed to the risk of bankruptcy of the issuer and do not benefit from the protection of the invested capital. These products are not intended for distribution in the United States or to US persons. Certain transactions and/or the distribution of this document may be prohibited or subject to restrictions for persons under jurisdictions other than Switzerland for whom this information is not intended.

Risk tolerance

The risks are similar to a direct investment in the underlying securities (evolution of the share price, product holding period, price volatility etc.), i.e. the risk is that of a global equities basket.
The risks associated with certain investments, particularly derivatives, are not suitable for all investors. Investors are advised to carry out a specific review of their risk profile and to ask their adviser about the inherent risks, in particular by consulting the SwissBanking brochure “Risks Involved in Trading Financial Instruments” prior to any transaction.

Issuer's risk: The investor is exposed to the risk of the issuer's insolvency, which may result in the partial or total loss of the invested capital. The preservation of the value of the investment instrument depends not only on the evolution of the underlying(s) but also on the solvency of the issuer, which may change during the life of the structured product. The rating of the issuer indicated is in accordance with the situation at the time of issue and may change during the life of the product.
For more information, consult the simplified prospectus.

Buy

Subscription

You can subscribe to the Zurich Economy Quintessence Tracker Certificate by consulting a BCGE adviser or via the online trading platform 1816.

The investor should not invest without having read and understood the terms of the simplified prospectus. This document includes all the key data concerning the product and its provider, and indicates the risks inherent in buying this product.

Security number: 113975721
ISIN: CH1139757210
Issuer: Zürcher Kantonalbank
Manager and distributor: Banque Cantonale de Genève