![SEPA Payment](/documents/395713/396725/iso-20022.png/8fa14f97-a3b1-59de-ebc7-fb9807fac153?t=1574320680012)
SEPA Payment
With the SEPA system, your payments to other European countries are as simple as within Switzerland itself.
Your payments within Europe: rapid and economical
Process
Your payments on our Netbanking platform will be SEPA-processed provided they comply with the following standards:- Use of the function «International bank payment» in the menu «Payment transactions» and «Enter payments»
- Recipient countries: member states as per the list below
- Currency: EUR
- Beneficiary’s IBAN number specified (International Bank Account Number)
- BIC code (Bank Identifier Code or SWIFT address) of the beneficiary’s bank specified
- Cost option: only “Shared costs” (SHA)
- No instruction from BCGE
To receive a payment transfer from a SEPA-zone country
- For in coming transfers from abroad to be credited to your account, give the issuer of the payment order your IBAN number and the Swift/BIC code
IBAN code
Your IBAN number appears on your bank statements.
Swift/BIC code
The BIC (Bank Identifier Code or SWIFT address) is an additional identification code. Each branch of a bank has its own code.![](/documents/395713/396674/BCGE_carte_pays_zone_sepa_en.png/7a8e6a39-6558-0cda-5bba-ccc3effed240?t=1575622156615)
A question?
Contact us