Leasing of capital goods
Capital goods leasing is a leasing contract reserved for the self-employed and companies. It enables clients to use the capital goods needed for their business operation without any capital outlay.
The essentials
The leasing contract for capital goods
Capital goods' leasing is similar to a lease agreement. It provides for a monthly payment (similar to rent) which is subject to VAT. The amount is based on the price of the equipment to be financed, the residual value and the duration of the contract.
The various types of equipment which can be financed by this leasing contract
- Heavy utility vehicles
- Production machines
- Printing machines
- Civil engineering, extraction and agricultural machinery
- Hoists,cranes
- Plants
- Garage equipment, car-washes
- IT and telecom systems
- Medical and laboratory equipment
Further information
The annual percentage rate of charge
Depends on the type of asset acquired, the term of the contract, the amount financed, and the company's financial standing.
Period
Between 6 and 84 months
Other period: on request
Advance payment
Possibility of financing an advance payment as requested by suppliers.
Insurance
Commercial insurance (liability, fire, water damage, theft) or fully comprehensive insurance if the asset acquired is registered.