Capital goods leasing: a strategic asset for supporting business dynamics
Leasing is an excellent alternative to taking out credit and an ideal solution for businesses seeking to optimise or accelerate their business activities or preserve liquidity.
Renew your equipment and modernise your production
Leasing complements the range of financing solutions Banque Cantonale de Genève offers businesses. It is an attractive option not only for companies but also for the self-employed and those working in the liberal professions. The fixed-term leasing contract, with a purchase option on expiry, allows you to finance most of the equipment you need to run your business, such as production machinery, professional vehicles, hoists, cranes, medical equipment and IT and telecom systems, by means of monthly instalments.
How does leasing work?
The essential feature of this type of contract is that the Bank buys the object at hand and thus acquires full ownership of it. The Bank then transfers the exclusive right to use the object to the lessee, who pays a fee. A leasing contract provides for a monthly payment, similar to a rental, based on the price of the asset that is to be financed, its residual value and the duration of the contract. This leasing is available from CHF 5,000 for a duration of 6 to 84 months and is intended for any business seeking to replace its equipment on a regular basis or support growth, regardless of sector.
Increase the financial flexibility of your business
Leasing capital goods offers numerous advantages. It enables businesses to preserve liquidity thanks to a low initial investment and an exemption from paying VAT.
It also allows for greater financial flexibility with the possibility of increasing the initial investment or recording off-balance sheet leasing commitments. Since the monthly instalments are calculated in advance and remain unchanged throughout the duration of the contract, this solution allows a business to anticipate the costs related to the investment over its entire duration. Because BCGE is sensitive to the needs of its clients, it now offers the possibility of financing advance payments requested by a client’s supplier.
Obtain a global envelope to speed up decision-making
Businesses that frequently use this type of financing can obtain a BCGE credit line, which they can use as required for the purchase of capital goods, without having to submit an application for each acquisition.This, in combination with the possibility of applying online in just a few clicks, means managers can speed up investment decisions. In short, thanks to the availability of competitive production equipment at all times, businesses can preserve their cash flow and secure their futures.
Are you interested in learning more?
info@bcge.ch
058 211 21 00
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Saturday 9 am to 4 pm
Sunday 9 am to 1 pm
